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Microsoft Financing

See how you can provide your customers with a single financing resource for all their IT needs.

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Personalized payment plans

Learn about flexible payment options for technology investments that support your customers’ vision—in spite of limited resources and varied stakeholder priorities.

Microsoft Financing program for Partners

Get access to tools and flexible payment options that make it easier for customers to buy Microsoft products and services.

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Why work with Microsoft Financing?

  • Simplify cloud adoption and drive consumption
  • Boost sales and profitability
  • Close deals sooner and get paid faster

Note: Microsoft Financing is not able to provide financing under existing CSP-hosted programs. Microsoft Financing is for perpetual licenses and subscriptions sold by Microsoft and Microsoft resellers. This is subject to change as the platforms evolve.

Payment solution options

Extended payment terms

Add wide-ranging payment flexibility as an alternative to the standard up-front or annual payment terms, via a simple amendment to Microsoft licensing and service agreements.


A single financing agreement for all of your customers’ IT needs including Microsoft software, cloud, and consulting services, in addition to your own products and services.


An alternative to loans for Microsoft software, cloud services, devices, and associated accessories. For devices, leases typically offer multiple end-of-lease options and a lower periodic payment.

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Availability of Microsoft Financing

Microsoft Financing is available in the United States, Australia, Austria, Belgium, Brazil, Canada, Denmark, Finland, France, Germany, Ireland, Italy, Japan, Mexico, Netherlands, New Zealand, Norway, Portugal, Spain, Sweden, Switzerland, and United Kingdom. New countries are always being considered, so be sure to check back or contact your payment solution sales professional for specific program availability in your market. Microsoft can also provide post contract signing credit solutions to customers and partners where we currently do not offer pre-contract signing payment solutions.